PAYMENT METHODS

We accept credit/debit cards: MasterCard and Visa cards that are 3D Secure enabled. We also accept VISA Checkout.

We make use of of the peach payments payment gateway.

 

We will need your 16-digit card number, the expiry date, the CVV number (the last 3 digits on the back of your card) and your name exactly as it appears on the front of the card.

 

We never store your card information without your permission. In order to facilitate your repeat orders, your card details are stored by a trusted third party payments company.

 

What is 3D secure?

3D Secure is an initiative by Visa and MasterCard to add an extra level of security when using your card online. A 3D Secure-enabled card will require the entry of a one-time PIN before your order can be placed. If you have never set your card up for 3D Secure one-time PINs, your bank will automatically take you through the process the first time you try and pay.

 

The 3D-Secure refers to three domains involved in the security they are:

the Acquiring or Merchant’s bank

the Card Association’s financial networks i.e. Mastercard and Visa

the Issuing or Cardholder’s bank.

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Very simply the system authenticates the cardholder before the transaction takes place by diverting the browser to the bank that issued the card, who then request some secret, perhaps a pin, from their cardholder that will conclusively prove that this actually is the cardholder entitled to use this card. Once they are satisfied that this is their cardholder they issue an authentication receipt which is then presented to the merchant’s bank along with the authorisation request. If the transaction is then approved by the issuing bank they may not charge the transaction back to the merchant because the cardholder disputes the transaction as not being originated by them.